04 Jul 4 Reasons Why Homeowners Should Get Domestic Package Insurance
Have you ever wondered how your life might change if something really bad happened to your house? Im sure you have seen fire engines with loud sirens dashing around town to go deal with some fire emergency.
What if these fire engines were headed to your house?
Is this something you have ever contemplated, and if you have, did you arrive at a clear conclusion on what you would do if your entire house disappeared because of a fire?
And yet, fire is just one of the hazards that can lead to the loss of your house. Floods, riots, an earthquake, lightning, or strong winds can damage your house.
Benefits Of Domestic Package Insurance For Home Owners In Kenya
The domestic package insurance policy in kenya addresses these exact risks. As a homeowner, you should be aware of the following four benefits that domestic package insurance in kenya can avail to you.
Your house will be covered from catastrophic damage
First, a domestic package insurance policy will ensure that your house is covered against catastrophic damage of various sorts.
This includes losses arising from accidental fires, physical damage to the house by external parties, and destruction arising from natural phenomena such as floods, earthquakes, lightning, among others.
The insurance company will undertake to compensate you for any loss or damage to your house resulting from these factors. This will make it easier for you to recover should such a loss ever occur to you.
Also Read – Domestic Package Insurance Quotes In Kenya
Your property will be covered from loss
The second advantage you will enjoy with a domestic package insurance cover will be the protection of your personal property from various types of loss. Your house is valuable, but in it, you also have other valuebles that include electronics, furniture and personal items that can hold significant financial and sentimental value.
In this case, the domestic package insurance policy will ensure you have a means of recovering from any accidental damage or loss of your personal property usually present in your house, or worn on your person.
Your domestic workers will be insured (WIBA)
Another advantage you will enjoy once you get a domestic package insurance policy from an insurance company in Kenya is that your domestic workers will enjoy the benefits of the Work Injury Benefits Act (WIBA) should they get injured or die while in your residence.
This means that you will not have to bear the additional costs that may accrue to you should your domestic workers be involved in an accident while working for you. Knowing they are insured gives you peace of mind and also makes you a very attractive employer to work for.
You will have someone to rely on during the period of loss
Usually, even with insurance, the period following the loss of your house can be very traumatic. Having a domestic package policy with an insurance company makes this loss easier to bear because someone else will be dealing with the financial burden that you would otherwise bear if you did not have the policy.
In addition, some insurance companies also provide you with benefits such as finances to get an alternative accommodation for the immediate period following the catastrophic loss of your home, and will also meet firebrigade costs should you need one.
Whichever way you look at it, there are some very clear benefits a homeowner can enjoy by enlisting with an insurance company in Kenya to get a domestic package policy. Insureafrika can help you get started if you fill in our free online quote generator.